Insurance for homeowners and tenants and vehicle insurance are in this category, because the contract guarantees to replace or restore given goods. (...) While property taxes are not directly associated with specific goods or services obtained by homeowners, they are considered an integral part of the cost of owning and using a dwelling, and for this reason are included.
(...) The treatment of owned accommodation is designed to measure the impact of price changes on a selection of costs specific to homeowners.
The following elements are included as homeowners' costs: the cost of homeowners' repairs, property taxes, the replacement cost of that amount of owner-occupied dwellings that is assumed to be used up, the cost of homeowners' insurance and mortgage interest cost.
Language:English
Score: 2010659.6
-
http://www.ilo.org/ilostat-files/SSM/SSM1/E/CA.html
Data Source: un
Consumption expenditure includes:
• Mortgage interest; • Housing maintenance, minor repairs;
• Major repairs, conversions and extensions to owner occupied housing; • Non-life insurance premiums (e.g. vehicle, housing, other property, medical), gross of
claims
Consumption expenditure excludes:
• Income in-kind receipts of services;
• In-kind goods received as gifts;
• Purchase of owner-occupied housing; • Life insurance premiums;
• Investment-related expenditures (e.g. purchase of shares/stocks)
C: Concepts, definitions, classifications and weights
Definition of the CPI and its objectives: Consumer Price Index is an indicator of the
changes in consumer prices experienced by Canadians through time and obtained by comparing the cost of a fixed basket of commodities purchased in a particular year. (...) Components are mortgage interest cost, replacement cost, property taxes,
homeowners' insurance, homeowners' maintenance and repairs, and other owned accommodation expenses.
Language:English
Score: 1637282.1
-
www.ilo.org/ilostat-fil...N_CPI_Descriptions%20-2013.pdf
Data Source: un
s 1999 Internet Insurance Study finds ''the majority of insurance companies well behind other financial services players, such as banks and brokerages.''
(...) On its site, consumers can comparison-shop among 41 different insurance companies for automobile, term-life, homeowners, renters and individual health insurance, and obtain quotes for actual coverage.
(...) Technology experts who know the insurance industry agree that insurance policies and products are complex, as is the industry's link to its legacy systems, but that change is coming regardless.
Language:English
Score: 1595807.9
-
https://www.itu.int/newsarchive/wtd/1999/iht10/tfi-07.html
Data Source: un
SEMINAR ON HOUSING CONDOMINIUMS AND HOUSING ASSOCIATIONS IN THE FRAMEWORK OF THE HOUSING AND MUNICIPAL SERVICE REFORM : REPORT / PREPARED BY THE DELEGATION OF THE RUSSIAN FEDERATION
As a
result many tenants became homeowners and property relations in most multi-
apartment housing estates changed.
12. (...) The most important forms of
ownership are:
- Housing cooperatives for rental purposes and owner-occupation;
- Privately owned, multi-apartment housing for rental purposes;
HBP/2000/1
page 3
- Non-profit housing associations, churches and trade unions that
operate low-cost, rental housing;
- Owner-occupied flats in multi-apartment housing (condominiums)
legally organized as homeowners’ associations;
- Municipal low-cost, rental housing (social housing).
14. (...) The group should include representatives of the
federal executive authorities, Deputies of the Federal Assembly of the
Russian Federation, representatives of homeowners’ organizations, scientists,
Russian and foreign experts;
(c) Initiate work to revise and amend the legislative and other
normative acts that regulate the activities of housing associations and the
formation of condominiums.
Language:English
Score: 1585723.6
-
daccess-ods.un.org/acce.../get?open&DS=HBP/2000/1&Lang=E
Data Source: ods
TRANSCRIPT OF THE IN-DEPTH DISCUSSION ON HOUSING PRIVATIZATION HELD AT THE 58TH SESSION OF THE COMMITTEE ON HUMAN SETTLEMENTS, 16 SEPTEMBER 1997, GENEVA
For
instance, the social diversity of the homeowners. We have a mix of affluent
and cash-poor but probably asset-rich homeowners, as well as the unemployed
and the economically marginalized households who live on those estates. (...) So those problems are now
coming back to the homeowners, very often marginalized homeowners. It is
really uncertain whether this is an asset or a liability in terms of future
market value and ability to operate.
24. (...) And how do we ensure the ability
of new homeowners to live up to their new responsibilities.
Language:English
Score: 1583778.3
-
daccess-ods.un.org/acce.../get?open&DS=HBP/1998/3&Lang=E
Data Source: ods
VISIT TO NEW ZEALAND - REPORT OF THE SPECIAL RAPPORTEUR ON ADEQUATE HOUSING AS A COMPONENT OF THE RIGHT TO AN ADEQUATE STANDARD OF LIVING AND ON THE RIGHT TO NON-DISCRIMINATION IN THIS CONTEXT
She welcomes the phasing-in of healthy-homes standards and encourages the
Government to assist low-income homeowners with renovations to ensure that everyone can
live in a home that meets World Health Organization standards.
(...) As the private rental market is underregulated, some benefits offered to tenants may
actually have contributed to increases in rental prices, offering homeowners an opportunity
to maximize profits instead of making housing affordable for their tenants. (...) Many also fear
that they may be rated negatively by agencies that collect data on tenants to allow
homeowners to select “the right tenant”, who is, of course, a tenant that simply pays the rent
and refrains from causing any “trouble”.
42.
Language:English
Score: 1554404.8
-
https://daccess-ods.un.org/acc...en&DS=A/HRC/47/43/ADD.1&Lang=E
Data Source: ods
COUNTRY PROFILES ON THE HOUSING SECTOR : REPUBLIC OF MOLDOVA
Private-sector institutions 45
D. Private homeowners’ organizational structure 46
IV. LEGAL FRAMEWORK 49
A. (...) Housing stock privatization and creation of private homeowners’ associations
7. Trends in the average apartment price and total value of dwellings sold
8. (...) The operation of private homeowners’ associations (PHOAs) should be strengthened in
a number of ways:
(i) Each apartment block (condominium) should have its own separate PHOA, maintaining
separate accounts for that condominium and reporting periodically to all residents.
Language:English
Score: 1534979
-
daccess-ods.un.org/acce...get?open&DS=ECE/HBP/125&Lang=E
Data Source: ods
How to help Armenia's many "poor owners" - those homeowners who cannot afford the upkeep of their homes? (...) A recent survey indicates that only 20% of the 600 homeowners' associations which have been established so far in Armenia are active. Homeowners need help in organizing the management of their property.
Language:English
Score: 1534234.5
-
https://unece.org/fileadmin/DAM/press/pr2003/03env_n02e.htm
Data Source: un
Europa Re 2nd Regional Insurance Conference "New Generation of Insurance Solutions" is a two day event held at Metropol Palace Hotel in Belgrade, on October 1st and 2nd, 2014. (...) Europa Re offers reinsurance support to insurance companies in the countries of Southeastern Europe to enable them to provide homeowners, farmers, enterprises and government organizations with affordable insurance coverage against weather risk and geo-related perils. (...) Share this
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Language:English
Score: 1494148.1
-
https://www.undrr.org/news/balkans-insurance-challenge
Data Source: un
This has a direct benefit for the homeowners, because it increases the value of their asset and improves living conditions. (...) In addition, introducing energy efficient measures in housing refurbishment and management, increases benefits for homeowners, local administration and the private sector.
(...) Each workshop will bring together representatives from national government, local administration, private sector, homeowners’ associations, international organizations, etc.
Language:English
Score: 1486378.3
-
https://unece.org/DAM/hlm/docs...anagement_of_housing_stock.pdf
Data Source: un
