Home

Results 1 - 10 of 19,006 for overdue mortgage. Search took 0.92 seconds.  
Sort by date/Sort by relevance
Is the prohibition of evictions restricted to tenants or mortgage payers who have been able to pay their rent or serve their mortgages, or broader? (...) Please provide any information about other legal or financial measures aimed to ensure that households do not lose their home if they cannot pay their rent or mortgage payments? Have any other tenant protection measures been adopted in response to the pandemic? President Bolsonaro vetoed an excerpt of a bill passed in Congress that suspended eviction of overdue tenants, and there are proposals under discussion to suspend or postpone housing financing installments and mortgages
Language:English
Score: 2107318.6 - https://www.ohchr.org/sites/de...ivilSociety/HabitatBrazil.docx
Data Source: un
In 2011, the Government adopted repayment schemes, according to which foreign currency mortgage loans could be repaid with a lump sum at artificially weak exchange rates before maturity. (...) In the first quarter of 2013, the total value of the out- standing foreign currency denominated mortgages in Hun- gary still exceeded $15 billion (an equivalent of 12 per cent of the country’s 2012 GDP), and payments on about 20 per cent of them were overdue (see figure). (...) Per cent 0 5 10 15 20 25 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Among total loans Among mortgage loans (FX) 2011 2012
Language:English
Score: 2061753.5 - https://www.un.org/development...uploads/sites/45/wesp_wh28.pdf
Data Source: un
The submission includes an illustrative case study, an analysis of EU law in relation to mortgage debt, and recommendations for Romania. A Case Study: The case study below illustrates the plight of tens of thousands of people in mortgage distress in Romania who took out Swiss Franc denominated mortgages during the lending boom of the mid-2000s, attracted by low interest rates, only to be plunged into deep debt by the shift in currency exchange rates. (...) When borrowers themselves raise unfair terms in their mortgages, there is a lack of consistent judicial interpretation of unfair terms to borrowers with mortgage loans. (...) The number of new debtors with overdue payments of more than 90 days has decreased in the case of housing loans and mortgage-secured consumer loans (by 19 and 31 percent, respectively).
Language:English
Score: 1702230.3 - https://www.ohchr.org/sites/de...rtPrivateDebt/OSJI-Romania.pdf
Data Source: un
Is the prohibition of evictions restricted to tenants or mortgage payers who have been able to pay their rent or serve their mortgages, or broader? (...) Please provide any information about other legal or financial measures aimed to ensure that households do not lose their home if they cannot pay their rent or mortgage payments? Have any other tenant protection measures been adopted in response to the pandemic? (...) The debts mentioned in Clause 1 of this Article shall be rescheduled in the following cases: a) The unpaid debt is undue or up to 10 days overdue according to the loan/finance lease agreement; b) The debt is overdue (except for the cases in Point a of this Clause) during the period from 23/01/2020 to the 16th day from the effective date of this Circular. 3.
Language:English
Score: 1674219.5 - https://www.ohchr.org/sites/de...vilSociety/HabitatVietnam.docx
Data Source: un
Local governments have started to seek finance in national and global markets, but this is only in its initial phase. New mortgage providers have emerged, in- cluding commercial financial institutions and mortgage companies. (...) The top 30 percent earners have no trouble accessing a mortgage loan. It is the low income sector that has problems in entering the mortgage market because of high transaction costs and the credit risks to the lenders. (...) It found that in 2000 .7 percent of the mortgage loans were -90 days overdue, and 6.9 percent were more than 90 days overdue.
Language:English
Score: 1490973 - https://unhabitat.org/sites/de...echanisms%20in%20Indonesia.pdf
Data Source: un
Local governments have started to seek finance in national and global markets, but this is only in its initial phase. New mortgage providers have emerged, including commercial financial institutions and mortgage companies. (...) Most of these new homeowners required a mortgage loan to complete the financing of their new home. (...) USD4,440) according to the CASEN 2006 survey—since lenders would require a family income of at least USD4,350 equivalent for a mortgage financing 80 percent of the unit’s price (20-year mortgage and current lending rates).
Language:English
Score: 1379846.9 - https://unhabitat.org/sites/de...%20Mechanisms%20in%20Chile.pdf
Data Source: un
From 2000 to mid-2006, when house prices peaked, prices increased by about 100 per cent, as did the amount of outstanding residential mortgage debt (figure 1). The accumulation of mortgage debt continued even after house prices started to decline, but eventually peaked in the second quarter of 2008. The spike in mortgage debt has imposed a heavy burden on households. (...) Households deleveraged through default, paying off mortgages, taking out fewer new mortgages, and refinancing. the start of the 6 7 8 9 10 11 12 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Mortgage debt to disposable income ratio Multifamily-structure mortgages (share of total residential mortgages) Percentage Figure 2: Mortgage nancial burden and multifamily-structure mortgage Source: UN/DESA, based on data from United States Federal Reserve.
Language:English
Score: 1332861.3 - https://www.un.org/development...uploads/sites/45/wesp_wh26.pdf
Data Source: un
Until the early 2000s, subprime mortgages represented a modest, almost inconsequential, part of the mortgage financing system. (...) Subprime mortgage products offered low teaser rates to attract customers. (...) Sixth, securitization, whether of home mortgages, commercial mortgages, or commercial and industrial loans, can play a useful role, but not for everybody.
Language:English
Score: 1327275.1 - https://www.un.org/esa/ffd/wp-...4/20080408_Kubarych-Speech.pdf
Data Source: un
. - Robert Hockett & Saule Omarova Banking: Old Approach Assets Liabilities Deposits Mortgage Bank Assets Liabilities Mortgage Deposits Assets Liabilities Banking: Old Approach Assets Liabilities Deposits Mortgage Bank Assets Liabilities Mortgage Deposits Reserves Secured Overdraft (mortgage) Assets Liabilities Secured Overdraft (mortgage) Reserves Banking: New Approach Assets Liabilities (DFC) Mortgage Bank Assets Liabilities Mortgage (DFC) Assets Liabilities Banking: New Approach Assets Liabilities DFC Mortgage Bank Assets Liabilities Mortgage (DFC) (DFC) Secured Overdraft (mortgage) Assets Liabilities Secured Overdraft (mortgage) DFC “the central bank can easily accommodate any increase in the demand for reserves—provided banks hold adequate collateral—since it can create them.” - International Monetary Fund “The hard lesson of banking history is that the liability side of banking is not the place for market discipline.” - Warren Mosler Banks as Franchisees of Public Credit ● Similar to Unlimited Deposit Insurance ● Do One Thing Well: Underwriting/Credit Analysis ● Asset-side Discipline: Collateral/Loan Quality www.modernmoneynetwork.org The Modern Money Network Rohan Grey rlg265@cornell.edu
Language:English
Score: 1320523.7 - https://www.itu.int/en/ITU-T/W...0180718/Documents/RG%20ITU.pdf
Data Source: un
Linked to this is the pressing risk of losing one’s home over mortgage debt. Currently, there are around 30,000 mortgages that have been in arrears over two years4. Even more concerning is the fact that mortgage arrears affect the most vulnerable populations. (...) A significant number (17.5%) purchased the home that is in possession with a spouse or partner who is no longer in the home – an indication of the many difficulties that people are often living with through 20 (a) whether the making of the order would be proportionate in all the circumstances; (b) the circumstances of the mortgagor and his or her dependants (if any) in respect of whom the principal private residence the subject of the proceedings is their principal private residence; (c) whether the mortgagee has made a statement to the mortgagor of the terms on which the mortgagee would be prepared to settle the matter in such a way that the mortgagor and his or her dependants referred to in paragraph (b) could remain in the principal private residence; (d) the details of any proposal made, whether prior to or following the commencement of the proceedings by, or on behalf of, the mortgagor to enable the mortgagor and his or her dependants to remain in the home; (i) to remain in the principal private residence, including any proposal for participation by the mortgagor in a designated scheme, or (ii) to secure alternative accommodation; (e) the response, if any, of the mortgagee to any proposal referred to in paragraph (d)(i); (f) the conduct of the parties to the mortgage in any attempt to find a resolution to the issue of dealing with arrears of payments due on foot of the mortgage.
Language:English
Score: 1313392.6 - https://www.ohchr.org/sites/de...rtPrivateDebt/OSJI-Ireland.pdf
Data Source: un